ANTIKRA Mechanism·Financial Management System

REMBEH

Lending operations without the chaos.

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Field agents capture loans and collections. Managers see applications, wallets, and daily close in one system — isolated per institution, built for East African lending teams.

Smile ID ready Multi-tenant Field + web

Field + web

One platform

Tenant-scoped

Data isolation

S3 private

Media & APKs

Shorebird

OTA patches

What you get

Everything a lending team needs between the field and the branch

If you are not on REMBEH, you are probably still doing this:

KYC photos trapped in WhatsAppNo single view of collectionsPaper loan files that go missingAgents offline from branch truthManual daily close spreadsheetsUnclear who owes what today
Mobile

Field agents capture loans on site

Applicants, guarantors, National ID photos, collateral docs, and signatures — captured in the mobile app without paper forms or WhatsApp threads.

End-to-end field origination
Identity

Smile ID verification built in

Verify borrower identity against National ID with Smile ID when your workspace enables it. Reduce fraud before disbursement.

KYC without spreadsheet chaos
Lending

Loan applications that managers can trust

Structured products, media checklists, and signed agreements stored privately per tenant — not buried in chat history.

Audit-ready loan files
Collections

Collections & wallets in one place

Record repayments, track arrears, and keep agent collection activity visible to branch managers in real time.

Cash discipline daily
Operations

Daily close without guesswork

Close the day with clear totals for collections and outstanding work. Managers see what closed and what is still open.

Day-end confidence
Platform

Multi-tenant by design

Every lending company gets an isolated workspace. Branches, roles, and permissions keep staff scoped to what they should see.

Zero cross-tenant leaks
Web

Invite staff. They activate and go.

Email invitations, role assignment, and branch access — configured once by managers, ready for field agents the same day.

Onboard in minutes
Web

Visibility for managers

Dashboard for applications, collections, and staff activity across branches — so decisions are based on numbers, not gut feel.

Peace in every decision
Security

Private storage & signed downloads

Loan media and APK releases live in private S3 with short-lived signed URLs. No public bucket browsing.

Bank-grade object access

Apps

One platform. Field app + web.

Not sure which surface?

I am a field agentREMBEH MobileI manage loans or collectionsREMBEH Web

REMBEH Mobile

Field agents & loan officers

Early accessv1.0.0

The problem

Paper forms, lost National ID photos, and repayment records trapped in personal phones and WhatsApp groups.

How REMBEH fixes it

Capture KYC, submit loan applications, collect repayments, and sync with the branch — all from the REMBEH field app.

What you will see

Loan capture

Start applications with product, amounts, and borrower details.

KYC media

National ID, passport photo, collateral, and supporting docs.

Signatures

Applicant, guarantor, and officer signatures on-device.

Collections

Record payments and see what is due today.

Download

APK served via private S3 signed URL when a release is registered.

REMBEH Web

Managers, admins & branch leads

Livev1.0.0

The problem

No single view of applications, collections, or staff — decisions delayed until someone forwards a spreadsheet.

How REMBEH fixes it

One browser dashboard for workspace setup, loan products, applications, collections, daily close, and staff invitations.

What you will see

Dashboard

Live operational pulse across branches.

Applications

Review, approve, and track loan files.

Collections

Daily collections and arrears visibility.

Settings

Products, staff, branches, and roles.

Open now

Works in any modern browser. No install.

Getting started

From signup to field collections

01

Register workspace

Create your lending organization on the web app and verify your account.

02

Configure products

Set loan products, invite managers and field agents, assign branches and roles.

03

Deploy field app

Install the Android APK on agent phones. They sign in with invitation credentials.

04

Originate & collect

Capture loans in the field, verify identity, collect repayments, and close the day.

FAQ

Frequently asked questions

Peace in every decision.

Give field agents a proper loan app and give managers a single place to run lending operations.